Thursday, June 30, 2011

Unsecured Personal Loans ? No Securities, No Worries | Best ...

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Unsecured personal loans are the solution for people who do not have or who do not want to offer any property as collateral and yet want to secure a personal loan. The best thing about an unsecured personal loan is its flexibility. Though lenders require you to mention the purpose for which you are borrowing the loan, there is no restriction as such on the use of the loan amount. You can use it for various other purposes like buying a car, meeting holiday expenses, paying your long medical bills, financing the studies of your child, consolidating your past debts, and meeting the expenses of wedding in your family.Unsecured personal loans are not secured against collateral and therefore they pose a great risk to the lender. He will have very few options available against you if you fail to repay the loan amount within the stipulated time. Absence of collateral also makes the disbursal process of such loans fast. However,Unsecured personal loans can be availed by people with bad credit record also. An unimpressive credit record (usually a result of missed payments, arrears, defaults, bankruptcy, and county court judgements) may make most of the lenders, prime or sub prime, think twice before sanctioning an unsecured personal loan. However, those who do sanction such loans to people with bad credit record, usually do so at higher interest rates and short repayment terms. Nevertheless, obtaining a loan even at higher interest rate is better than not obtaining it at all!Before you apply for an unsecured personal loan, spend some time on the ?Net to compare the interest rates of some of the best lenders in UK. Once you have selected the best deal for yourself, you can apply online.About The Author :The author is a business writer specializing in finance and credit products and has written authoritative articles on the finance industry. He has done his masters in Business Administration and is currently assisting Loans-Bazaar as a finance specialist.For more information please visit: http://www.loans-bazaar.co.uk

Writen By : Philip Mould

Source: http://bestfinancialarticles.com/15740/unsecured-personal-loans-no-securities-no-worries/

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Parents Avoid Air Travel Due to Unhappy Children | Airline Travel

Posted on Jun 29, 2011 in Airline Travel | 0 comments




Unhappy, playing up children and toddler tantrums are said to be putting parents off jetting off to sunnier climes for their holidays according to new research carried out by Heathrow Airport.

The research found that one in five parents avoid foreign holidays, and instead opt for a ???stay-cation? in the UK, in a bid to escape the stress of travelling with children.

The research comes as the UK?s busiest airport prepared for 5.7 million passengers to pass through its Terminal buildings this April, in one of the busiest months of the year.

Out of the one in five parents admitting that they are avoiding air travel with small children this year, equating to 19%, 17% of those polled said that they had never actually gone on a foreign holiday because they simply didn?t want to go through the airport and plane experience with their children.

It seems that parents are not only worried about the stress they encounter, but also the stress it puts on other travellers, as 46% said they get stressed when disrupting other passengers; with 34% of parents concerned about a child crying during the entire flight.

30% of parents said their children found it hard to keep still after half an hour, and 63% saying that their children started to play up after just less than an hour on a confined aircraft.

Other concerns highlighted when travelling with children included children getting lost in a busy airport ??? 42%, children being ill on a flight ??? 48% and 38% of parents fearing a repetition of previous travel bad behaviour.

If you are travelling with children this year then check out these top tips to help make a flight that little bit easier?

??? Painful Ear-popping ??? when your ears pop it can be very painful. Adults can pop their ears but children cannot. therefore, to avoid this pain for your children make sure they have a drink on take-off and landing. The constant sucking, on a bottle or through a straw, will pop their ears and help avoid any pain!

??? Travel games- there?s a huge selection of travel games which take up little room in your hand luggage. Card games like snap and matching pairs, or games like Guess Who?, Connect four will keep children (and adults) amused!

??? Children?s magazines ??? lightweight and inexpensive, there is a great choice of fun and educational children?s magazines available in any newsagent. Full of colouring, stories, games and sticker activities they are an instant hit, keeping little ones entertained for a good while.

??? Snacks ??? we all know that hungry people can be grumpy and for little ones it?s even worse. If you?ve not opted for an in-flight meal, or it?s a long wait until it?s served, make sure you have snacks and drinks packed in your hand luggage.

??? Surprise presents ??? wrap up a few toys and games for the flight. keep them in your hand luggage and let your children unwrap them when they start to get agitated or bored. The children are very excited and happy and playing with their new gift entertains them!

??? If you have an iPod think about downloading some of your child?s favourite TV shows or movies ??? with a pair of headphones (if small children you?ll need to buy some proper headphones) it will keep your little one quiet for easily an hour or more!

About the Author:

If you are travelling through Heathrow Airport check here more tips and advice when travelling with children.

Source: http://travelandleisuretoday.com/parents-avoid-air-travel-due-to-unhappy-children/

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Asking Questions Is a Great Way to Help Your Children Learn, If They Hear the Question

[unable to retrieve full-text content]You can help your children learn by asking questions to help your children. If they can not answer a question first check. Did you hear the question? Did you understand the question? And if you did, can you still remember what it was?

Source: http://ezinearticles.com/6374760

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Wednesday, June 29, 2011

Business marketing EXPO * 12 ? 13 August * Orlando, FL | WSI of ...

Fellow bloggers,

I just uploaded a new video to my youtube channel:

http://www.youtube.com/user/ez0618#p/u/12/4rAwPn9y1gs

This video trailer describes a major Marketing Expo that will take place on 12 and 13 August 2011 at the ITT Technical Institute in Lake Mary, FL. The Expo will feature five marketing experts and the topics will be Traditional marketing, Digital Marketing and Business coaching.

I will be one of the five featured speakers at the EXPO and I will be teaching all of my tips and techniques from 9am to 5 pm on the 13th of August.

On the 12th of August, I will have three sessions and on 13 August I will teach 7 sessions.

Please tell all of your friends and colleagues about our EXPO.

You can preregister for the expo here and save 10.00:

http://srbnetworking.eventbrite.com/?ref=ebtn

Thanks.

Stew


Source: http://simplifywithwsi.com/blog/business-marketing-expo-12-13-august-orlando-fl

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Some more sci-fi / fantasy / horror websites and info. | Morgen ...

June 27, 2011 ? 7:54 am

SCIENCE FICTION & FANTASY

  • www.writesf.com is a free online ?Writing Science Fiction and Fantasy? course: The course is ?for aspiring young writers of all ages. It began as an interactive TV show, broadcast via satellite into middle school classrooms as part of a publicly funded distance-learning network called MCET (Massachusetts Corporation for Educational Telecommunications).? The quick launch ?getting started? set of 4 pages literally tells you how to write a story from scratch and is split into ?what you need?, ?story elements?, ?you must work it out? and ?once you?ve finished?. Probably the most useful page is the ?course outline? as you can click to any section of the course. It?s split into ?quick launch?, ?on writing science fiction and fantasy?, ?deeper dimensions of sf/fantasy/storytelling?, ?getting from idea to story?, ?world building?, ?creating human characteristics?, ?creating human characters?, ?aliens and other creatures?, ?conflict and plot?, ?language and style?, ?seven deadly perils of style?, ?research and believability?, ?finishing?, ?rewriting?, ?writing workshop?, ?getting published: trial by fire?, ?resources for writers?, ?recommended s/f and fantasy reading? and finally ?about this course? (the introduction I listed above).
  • www.philipkdick.com is the official site of SF writer Philip K (Kindred) Dick. It contains a biography, details of his novels and stories, essays and other works, films, media-related articles, and fan site/forum. Wikipedia?s http://en.wikipedia.org/wiki/Philip_K_Dick makes interesting reading.
  • http://www.ebookcrossroads.com/science-fiction-writing.html has a great list of writing resources including writer?s workshop, pitfalls of writing sf/fantasy and much more.
  • http://en.wikipedia.org/wiki/Ray_bradbury is Wikipedia?s page on Ray Bradbury and lists his ?Farenheit 451? which is on my (rather large) book pile to read.
  • http://www.scifi.fictionfactor.com is ?the online magazine for sci-fi writers?. You can look at articles, market listings, their bookstore, other links and subscribe to their free newsletter.
  • I would say that ?http://writingscifi.com? would be the perfect website for writers of that genre but it doesn?t exist. May you could buy it? :)
  • Should you know a thing or two about the military then http://www.military-sf.com could be the site for you. The front page has tips on writing the genre and even to me, who doesn?t write or read it, it makes interesting reading.
  • http://io9.com/5106135/science-fiction-novelists-reveal-their-daily-writing-routines is another fascinating read. The first paragraph reads ?Isaac Asimov awoke each morning 6 AM and worked well into the night, sometimes churning out entire books in a matter of days. Kingsley Amis? writing binges were fueled by nicotine, alcohol, and numerous cups of tea, while surrealist Haruki Murakami claims to work himself into a routine-induced trance. Take a gander at how some of science fiction?s most famous writers have organized their days and kept their creative juices flowing.?.

HORROR

  • http://horror.fictionfactor.com ?every month we will feature tips on writing horror fiction, articles on improving your horror writing craft, how to write a horror novel, getting your horror published, promoting and marketing your fiction and much more?.
  • http://www.scribblepad.co.uk/WritingHorrorStories.html is a page of horror writing tips under headings of ?guts and gore sell?but not always?, ?characters have to be relatable? and ?story lines must be fresh?.
  • http://www.horror.org/writetips.htm is the writing tips page of the Horror Writers Association. At the bottom of the home page is a list of 38 writing-related sites.
  • http://essentialwriters.com/styles-of-writing/horror-writing is an article by horror writer Andy Kirby on writing this genre. The Essential Writers website is ?for all kinds of writers, by all kinds of writers? so do take a look around it. The home page has a variety of articles including one by poet/prose writer Noel Williams on ?the importance of continually striving to improve your writing, to bypass the mediocre and attain the exceptional?.
  • http://www.guardian.co.uk/books/booksblog/2009/sep/23/sexism-horror-novels-row is an interesting article entitled ?Sexism in horror novels: the real monsters aren?t the ones you think ? The row raging over sexism in the British Fantasy Society?s new horror anthology is only part of the story?.
  • Every year there?s a http://worldhorrorconvention.com and next year (2012) will be held in Salt Lake City, USA.

MIXED GENRE WEBSITES (in alphabetical order)

  • http://www.365tomorrows.com is ?a collaborative project designed to present readers with a new piece of short speculative ?flash? fiction each day. Using the broad palette of science fiction, our vision of the future creates a diverse pool of stories with something for everyone to enjoy?.
  • http://www.broaduniverse.org is ?an international organization with the primary goal of promoting science fiction, fantasy, and horror written by women. Anyone excited about that project is welcome to join us. If you would like more info., email info@broaduniverse.org or check our resources pages.?
  • http://www.bsfa.co.uk is the website of The British Science Fiction Association (BSFA). You can sign up to a free newsletter via the website, check out events via the calendar, join the association or the forum.
  • http://clarkeaward.com/Home.aspx is the website for ?The Arthur C Clarke Award? ?the official site of the UK?s Premier Prize for Science Fiction Literature.
  • http://darkscribepress.com/pages.php?page_id=17 explains the requirements for this US small press which publishes a horror magazine (1,000-7,000 word short stories), anthologies and novels.
  • If you?re at all interested in writing science fiction, take a look at http://www.scificonventions.com. It lists hundreds of sci-fi conventions and might inspire you. A similar site is http://www.worldcon.org.
  • http://www.mjengh.com is the website of quirky sci-fi writer Mary Jane (MJ) Engh.
  • http://www.mythsoc.org/awards lists the awards presented by the Californian-based Mythopoeic Society. Who? I hear you ask? ?The Mythopoeic Society is a non-profit organization promoting the study, discussion, and enjoyment of fantastic and mythic literature through books and periodicals, annual conferences, discussion groups, awards, and more. We are especially interested in the works of J.R.R. Tolkien, C.S. Lewis, and Charles Williams, prominent members of the informal Oxford literary circle known as the ?Inklings? (1930s-1950s).? So, now you know. :) You can read more about the ?Inklings? on http://www.mythsoc.org/inklings.

Source: http://morgenbailey.wordpress.com/2011/06/27/some-more-sci-fi-fantasy-horror-websites-and-info/

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Bring Essential Kitchen Utensils Tools To Serve Totally different ...

When you open a new restaurant then there are several vital things to consider. The foremost thing to look upon is to have restaurant equipment. The restaurant equipment is necessary as it would enable you to in cooking food faster for your customers. There are wide ranges of equipments used in the restaurants and so you need be careful enough to choose all of the essential equipments.

The restaurant kitchen ought to be well equipped with all the important equipments such that the client order would be fulfilled soon. The kitchen utensils equipment makes your work easier to get completed on time. While buying the equipments it is important to first prepare a list such that you can get all the things you need in your kitchen.

The kitchen is a vital place in restaurant as the food is prepared in it. the place is needed to be cleaned to maintain the hygiene. In a restaurant the individuals would come against only if they?re provided with good customer services and scrumptious food. To meet this work the kitchen utensils equipment plays an important role with out which the food might be prepared well. The foremost thing to have in kitchen is proper measuring tool by which you can measure the right quantity of ingredients. These tools are bought from the market. The restaurant tools couldn?t be avoided as it could lead you to serve your clients well. Once the shoppers get pleased then they?d again come to your restaurant. Furthermore you?d achieve good reputation.

The other important kitchen utensils tools is knife. Without it the chopping and cutting work couldn?t be done. Whenever you buy restaurant equipment be sure to get all the quality merchandise such that the work can be completed quicker and better. The knives are available in several sorts and so get all kinds of knives as in restaurants the different types of knives are used for variety of purposes. Make sure to includes there utensils while preparing list of buying the restaurant equipments. Other tools used widely is the bake ware. Baking is the work which is performed both at home and in restaurants. For this activity there are several utensils needed. You should have bake pans, skillets, baking sheets and pots.

The kitchen utensils equipment performs important function and so not single equipment may very well be avoided. You could also ask the restaurant tools producer concerning the essential equipments needed to cook in restaurant. They are well-known experts who?ve knowledge from past many years about supplying the essential utensils. They might make it easier to out in providing with the information about the important requirements of your kitchen. The best way to purchase these merchandise is to purchase it online. There are a number of distributors available on-line that provide with wide selection of merchandise that would definitely meet the quality requirements. You would easily compare their price and then select the one that better suits your requirements. Sometimes there are also deals offered with each purchase by some websites.

West Scott Tradingis a leading company of supplying kitchen equipment and utensil such as glassware, pub & bar supplies, restaurant crockery, tableware, stainless steel cutlery, catering disposables, cater wrap, commercial catering equipment, commercial refrigeration, ice machines, bar bottle coolers, foodservice products at trade prices.

Source: http://edba7.com/food-and-drink/food-drink/bring-essential-kitchen-utensils-tools-to-serve-totally-different-purposes

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Reduce your debt with debt settlement or debt consolidation ...


www.curadebt.com Debt consolidation involves many financial risks if you have bad credit, which is why people often select debt settlement to solve their debt problems. Debt consolidation requires a credit check prior to you obtaining a loan, while debt settlement allows you to enroll?

Source: http://bestfinancesolutions.com/credit/debt-consolidation/reduce-your-debt-with-debt-settlement-or-debt-consolidation/

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Tuesday, June 28, 2011

China's Wen visits Britain amid release of activist (AFP)

LONDON (AFP) ? Chinese Premier Wen Jiabao toured Britain on Sunday and sought to strengthen trade links, as Bejing freed dissident activist Hu Jia in a move seen as defusing tensions over human rights.

Wen arrived in the central English city of Birmingham on Saturday on the second leg of an European mini-tour, as news emerged that Hu, one of China's most prominent prisoners of conscience, was to be released.

Hu, 37, was jailed on subversion charges in April 2008 after angering the ruling Communist Party through years of bold campaigning for civil rights, the environment and AIDS sufferers. His release followed that of outspoken Chinese artist Ai Weiwei last week.

On his first full day in Britain on Sunday, Wen launched the first new MG car to be made in 15 years, the MG6 model, hailing it as a potent symbol of friendship between London and Beijing.

The new MG6 will be assembled at the MG car plant in Longbridge, Birmingham, which is now owned by Shanghai Automotive Industry Corp (SAIC), China's largest automaker.

"The successful cooperation of the production of the MG6 and other MG vehicles is a symbol of the friendship between China and the UK," said Wen, speaking at Longbridge.

"The model can be summed up as designed in the UK, manufactured in China and assembled in the UK, thereby making the most of China's capital and markets, as well as the UK's technology and managerial expertise."

Outside the factory gates, several dozen protesters were gathered to demonstrate against the visit. The protest included supporters of the Falungong spiritual movement, banned in China, and Free Tibet campaigners.

"Cameron and Wen. Human rights before trade," read the placards of some of the protesters.

The British government's trade minister Stephen Green also attended the MG6 launch and described SAIC as a "pioneer for Chinese investors in the UK".

Wen will hold talks with British Prime Minister David Cameron on Monday and attend a UK-China summit -- at which Beijing is expected to unveil huge investment deals.

Meanwhile, Chinese dissident Hu returned home earlier Sunday after completing a jail term for subversion -- but seemed likely to be muzzled anew.

The human rights activist's release after more than three years in prison comes after Ai emerged last Thursday from nearly three months in police custody amid a government crackdown on dissent.

Hu is widely expected to be hit with the same strict curbs as those applied to Ai and a range of other activists and rights lawyers, who have apparently been ordered to keep quiet in exchange for their freedom.

Hu returned to his home on Sunday morning, his wife and fellow activist Zeng Jinyan said on Twitter.

Britain's Foreign Office has yet to give an official reaction to Hu's release.

EU foreign affairs chief Catherine Ashton welcomed the news -- but her spokesman stressed the bloc's demands for Beijing to treat Hu fairly and accord him "full rights" after his release.

And Germany said it will press human rights issues at its first joint cabinet meeting with China later this week, including the conditions of Ai's release, Foreign Minister Guido Westerwelle said.

London has been among international critics, with Foreign Secretary William Hague repeatedly speaking out against Ai's detention.

Earlier on Sunday, Wen indulged his interest in Shakespeare with a visit to the bard's birthplace in Stratford-upon-Avon, where he was treated to performances of extracts from Hamlet.

The premier, who began his trip in Hungary, will leave Britain on Monday for Germany, where he will stress his support for eurozone economies that have been rocked by a debt crisis, with Greece on the brink of a second bailout.

Source: http://us.rd.yahoo.com/dailynews/rss/britain/*http%3A//news.yahoo.com/s/afp/20110626/wl_asia_afp/britainchinadiplomacyeconomyeu

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VIDEO: More than music: Off stage Glastonbury | Zaykar Global Ventures

Glastonbury plays host to some of the world's biggest acts, but for many the real charm of the festival is away from the music stages.

This article is from the BBC News website. ? British Broadcasting Corporation, The BBC is not responsible for the content of external internet sites.

Source: http://zaykar.com/2011/news-and-society/video-more-than-music-off-stage-glastonbury/

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Israel: Journalists on flotilla face expulsion (AP)

JERUSALEM ? Israel said Sunday that any foreign journalist caught on board a Gaza-bound flotilla could face deportation and a 10-year ban from the country, in a move that threatened to worsen the nation's already strained relationship with the international media.

Journalists said they should be allowed to cover a legitimate news story, but Israel said the media would be complicit in an illegal breach of its naval blockade of a hostile territory ruled by a terrorist group.

The announcement reflected Israeli jitters about the international flotilla, which comes just more than a year after a similar mission ended with the deaths of nine Turkish activists in clashes with Israeli naval commandos who intercepted them. Each side blamed the other for the violence.

Israel is eager to avoid a repeat of last year's raid, which drew heavy international condemnation and prompted Israel to ease its blockade on the Hamas-controlled Gaza Strip.

Many Israelis believe that the media's coverage of the bloodshed contributed to their country's image problems.

In a letter to foreign journalists, the Government Press Office's director, Oren Helman, called the flotilla "a dangerous provocation that is being organized by western and Islamic extremist elements to aid Hamas."

He warned journalists that taking part in the flotilla "is an intentional violation of Israeli law and is liable to lead to participants being denied entry into the State of Israel for 10 years, to the impoundment of their equipment and to additional sanctions," Helman said.

The letter, he added, was reviewed and approved by Israel's attorney general.

The Foreign Press Association, which represents hundreds of journalists working for international news organizations in Israel and the Palestinian territories, condemned the Israeli decision and urged the government to cancel the order.

"The government's threat to punish journalists covering the Gaza flotilla sends a chilling message to the international media and raises serious questions about Israel's commitment to freedom of the press," the FPA said in a statement.

The association's lawyer, Gilead Sher, sent a letter to Helman demanding that the threat be rescinded.

"The state of Israel must make a clear distinction between those who carry out an action and those who cover it (as journalists)," Sher said in his note. Israel's local journalists association also condemned the government's letter.

Israel sees the flotilla as a provocation aimed at stirring up trouble and says that it has standard channels for delivering humanitarian aid to Gaza.

Israel imposed its land and naval embargo on Gaza after Hamas, an Iranian-backed group that rejects peace with Israel, overran the territory in 2007. Under international pressure, Israel eased the land blockade after last year's flotilla raid, but the naval closure remains intact.

Israel says the blockade is justified on internationally accepted legal grounds because it is effectively in a state of war with Hamas, which has fired thousands of rockets into Israel and killed hundreds of Israelis in suicide bombings and other attacks.

Critics say that while Israel is entitled to stop arms smuggling, the blockade has amounted to collective punishment and caused widespread suffering among Gaza's 1.6 million people.

The pro-Palestinian organizers of the flotilla say the mission is necessary to draw attention to the Gazans' plight.

It remains unclear when the current flotilla will actually set sail, but organizers have hinted it could be as soon as this week.

Organizers have said 10 boats, including two cargo vessels carrying aid supplies, will participate in the flotilla and that hundreds of people, including activists, journalists, politicians, writers and religious figures, will be on board.

About two dozen activist groups, many of them based in Europe, are organizing the journey. Among them are IHH, a Turkish Islamic charity that helped organize last year's flotilla and is outlawed in Israel.

There are already growing signs that this flotilla will be different.

The Turkish boat that clashed with the Israeli navy has dropped out of this year's flotilla. After a year of tensions, both Turkey and Israel have signaled that they are interested in repairing strained ties.

Greece has also urged Greek citizens and Greek-registered vessels not to participate, noting the risk of violence. Activists on "The Audicity of Hope," an American boat in the flotilla that plans to sail from a Greek port, said police declared they could not leave because of questions about the vessel's seaworthiness. In a statement, the activists speculated the delay stemmed from Israeli and U.S. pressure.

Manuel Tapial, a Spanish activist, said a Spanish vessel in the flotilla planned to depart for Gaza this week in coordination with other aid boats and would be carrying 11 journalists, most of them Spanish. He criticized Israel's warning to reporters, saying Israel did not want witnesses "to what they can do to us on the water."

___

Associated Press writer Christopher Torchia contributed to this report from Athens.

Source: http://us.rd.yahoo.com/dailynews/rss/mideast/*http%3A//news.yahoo.com/s/ap/20110626/ap_on_re_mi_ea/ml_gaza_blockade

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The Real Estate Wonk: Billy Yerman: Don't try to time the housing ...

BillyYerman.jpg

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Predicting when the bottom of the real estate bust will arrive has been the parlor game of the last half-decade. Some would-be buyers are holding off with the idea of catching lower prices later, while some would-be sellers are waiting in hopes of better times down the road.

Now comes today's guest poster, real estate attorney and broker Billy Yerman, with an argument about when to buy and sell that will be sure to fire up debate.

He's chief executive of the Baltimore-based Strata Group, parent company of real estate businesses such as the Yerman Witman Gaines & Conklin real estate brokerage. He's been in real estate for 22 years.

Take it away, Billy:

?

------------------------------------

It?s more or less accepted wisdom that it?s not a good idea to ?time? the stock market. Most professional investment advisers warn against a strategy of betting on spikes in stock prices in the short term (versus a long-term ?buy and hold? strategy), for the simple reason that the markets are too complex to predict accurately in the near term. Of course, that doesn?t stop a lot of people from trying to do just that, with varying results.

I would offer the same advice to anyone considering buying or selling a home. The real estate industry generates reams of data every week ? much of it contradictory, depending on the basis of the comparisons. Interest rates move up and down weekly, but the overall recent trend is down ? to near 50-year lows. The number of homes sold in the Baltimore area started to increase in year-over-year comparisons starting in December, then plummeted recently due to comparisons with the closing months of last year?s federal homebuyer tax credits. On the flip side, the housing affordability index is up ?

You get the idea.

Here is my honest advice (for purposes of full disclosure, remember that I am the CEO of a real estate firm) to anyone who wants to buy or sell a home in the near future: The most important numbers you should look at are your own. If you?re a seller, make an honest calculation of the price you think you need ? to pay off your mortgage, cover the cost of improvements you have made, moving expenses, and so on. Then work up a realistic price that you would like to get, based on the condition of your home, the neighborhood, etc. Take that price range to an experienced real estate professional, and ask for his or her honest opinion of where your home falls in the current market.

By the same token, potential buyers should make a detailed list of what they need/want in a home, where they think they would like to live, and how much they can realistically afford to invest in a home. Then talk to that same experienced real estate professional and get an expert opinion.

On the bottom line, the only timing that matters is your timeline. And the only numbers that matter are your numbers. If you have a compelling reason to sell or buy a home in the near to mid-term, then your timeline may be different than someone else?s, and that may affect the price that you are willing to accept or pay. Just be sure that you base your decision on your individual situation, rather than market averages that may or may not apply to you. The best time to buy or sell a home is the time that?s best for you, based on all of the factors that only you can fully understand.

------------------------------------

?

Thanks, Billy!

Thoughts, questions, arguments? Comment away.

If you'd like to write a guest post -- either to share expertise or to share an interesting housing-related personal experience -- please drop me a line. Details here.

And if you've got questions you'd like to see a guest poster address on another subject, ask away right here.

Source: http://weblogs.baltimoresun.com/business/realestate/blog/2011/06/yerman_dont_try_to_time_the_housing_market.html

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Monday, June 27, 2011

Vivian Norris: Documentaries: In Defense of Diversity - Documenting Our Changing World


"May You Live in Interesting Times"--ancient Chinese proverb
(often considered a curse followed by the following two curses--May you come to the attention of those in authority and May you find what you are looking for)

We most definitely live in interesting times. Leaving behind the strictly Anglo-Saxon media world, the news as entertainment, and turning towards places which are evolving quickly, telling stories dynamically, challenging us and growing at rates beyond belief - lie the realities of the rest of the world. Their points of view are not our own. Secretary of State, Hillary Clinton, recently added, "We are losing the information war." But are we? Or are we simply sharing the stage with the billions of others who may or may not agree with us? Perhaps it is time to begin to approach, not only the news, but the very way diverse realities are described, in ways which will force us to open up to other ways of thinking about the information we receive.

Instead of fear, a chaotic economy in the West and upheavals elsewhere causing us to think nationally and turn inwards, now is actually the time to reach out towards other parts of the planet. Will this happen? Documentaries can help us move in this direction. And they have gone from being the side-show to one of the main attractions, both on television and in the cinemas. But the funding situation is not always easy, and there is a real need for potential audiences to make their voices heard so that these projects make it to both the big and small screens.

We in the English-speaking West are no longer the focus of documentary filmmaking, not are we dominating the international news. The monopoly of information and history shaping is pretty much over. Just check into a hotel in Eastern Europe or even some parts of Western Europe, much less anywhere outside of the US, and you will find an increasing number of Middle Eastern, Asian, and Latin American channels. Often it is impossible to find CNN, yet Al Jazeera, France 24 and Russia Today are ever-present. But once again, we have not lost the "information war" we simply have to learn to be more respectful of the rest of the world, and frankly, learn to share. This is not to say that other sources of news and information are better, and yes, there will always be political and economic agendas at work behind the scenes editorially, but this new reality is forcing us to have to understand and accept diversity, because not doing so means being left behind. We need to be able to read these images, analyze what is behind them, become media-literate as a human race...and that means including every point of view.

As news reporting sadly becomes five minute morsels, and more journalists are being fired to cut costs, documentaries are also supplementing news with in-depth analysis of the situations such as the uprisings in the Arab world, the war in Afghanistan, the growth of the Tea Party and the horrible nuclear uncertainties posed by Fukushima.

Just as economies in some parts of Asia, Africa and Latin America, can, to some degree, ignore the fact that we in the West are in crisis, so too do they seem to be adding to humanity's documentary heritage, telling stories in ways which have frankly very little to do with the West. I wish the United States would undertake a project such as the one I heard about at the Sunnyside documentary market in France last week, being financed by the Chinese non-profit foundation, CNEX (or China Next) in which ten documentary subjects are produced and promoted each year, for ten years. The result will be that after a decade, one hundred documentaries will exist, which depict the rapid changes in Chinese society, and will become part of the heritage documenting this unique historical phenomena. Just as the United States, and the West are going through dramatic changes, we need to support documentary filmmaking even more in order that these changes be recorded, analyzed and made available for those who come after us.

Wouldn't it be absolutely awful that all that is left of this American decade is reality television? With all of the dramatic changes taking place, from the ways the financial crisis, (can we call it a depression yet?) are affecting people's lives, to the events which affect our communities and the environment (Hurricane Katrina, the BP oil spill, Fukushima etc) if we did not have documentary films, whose creators have a notoriously hard time finding financing, we would be left with gaping holes in the recording of history. The international festival circuit, various foundations and State Department do select a handful of well-deserving docs to make the international rounds, but Americans in general could do with more support for documentaries from all points of view, both to be seen at home, and distributed abroad.

This is not to ignore all of the great documentaries already being made in the US, UK and elsewhere in the West (and I suggest everyone watch all of the documentaries ever made by the Brit Adam Curtis as well as great recent works such as Gasland), but rather to remind us that documentaries, as well as being entertaining, exist in order to document something. Reality these days is most definitely more exciting than most fiction. As the Chinese curse, "May you live in interesting times" is also a boon for documentary filmmakers with an enormous amount of subjects to choose from these days. I for one want to see more of these "interesting times" documented for and shown on the big screen. This is why documentary markets such as Sunnyside have been branching out and creating, with the help of their enthusiastic director, Yves Jeanneau, both the Asian and Latin American markets as well, because that is where much of the exciting, youthful, innovative documentary filmmaking is coming from--in addition to the filmmakers documenting extraordinary changes in the Arab world also recognized by this market.

Even when we make great docs about home-grown subjects, they are not well distributed, rarely seen in the cinema (though there is a growing market) ? Why was "Inside Job" relegated to one small screen in a film and documentary-loving city like Paris, yet it goes on to win an Oscar? How many people have actually seen the film? And how is it possible that a world-changing event such as the disaster in Fukushima, be recounted more often by short YouTube clips than by what should become prime-time documentaries informing us of the reality of what the evacuees are suffering, not only in terms of radiation, but fear and the destruction of a way of life? We need documentaries we can trust, ones which provide us with information and points of view, depicting human compassion for what our fellow humans, and ourselves, are experiencing. We need more than Youtube sound bites, though these too provide exciting access to events.

Whether it is a group of men who cried during a screening at Sheffield Doc/Fest of the remarkable documentary, "Calvet" by Dominic Allan, depicting the trip "to hell and back" of artist , Jean Marc Calvet (visit their Facebook page www.facebook.com/calvetmovie?sk=wall&filter=12) or the ten years invested by two Canadians, along with their Chinese partners to make guerilla style docs inside of China via Eyesteele Film (now releasing their first doc to be officially distributed inside of China), or the brutally honest Mexican/French coproduced doc which includes disturbing photos of a boy's sexual abuse by a trusted priest in "Agnus Dei" by Alejandra Sanchez (at the time of the editing of the film the priest was still working in parishes in Mexico, with access to children)...documentaries are alive and shaking us up, giving us access to much needed truths, from places where silence and control have often been the dominating factors.

Even if the Chinese call these upheavals "curses", I am glad to be living during "interesting times" of change. Even the "final curse" which comes with these "interesting times" can be viewed as a blessing...

"May you find what you are looking for"...

(To be continued...)
Follow on Twitter: vivigive and visit www.vigilante-vnm.com

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Follow Vivian Norris on Twitter: www.twitter.com/vivigive

Source: http://www.huffingtonpost.com/vivian-norris-de-montaigu/documentaries-in-defense_b_884688.html

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Best 100 Reviews ? Pets

Is your dog infested with fleas and or ticks? It is really disgusting to see your favorite pet suffering because of these parasites. More so, if you can see small monsters crawling on their skin and your dog are feeling extreme itchiness because of the infestation. It is so sad that you cannot hug your favorite pet because you fear that you may also get infected with these parasites. Moreover, you cannot allow them to enter the house because the parasites may stick to the carpets and or other areas that may cause much trouble. If you have these devastating problems you may try these several products such as Comfortis, Advantage flea and K9 Advantix to alleviate your dog?s sufferings from pests.

Comfortis is a flea pill created to prevent any flea infestation for as good as 30 days. It is a chewable flea pill that you can give to your dog to swallow. Within half hour the product will starts to kill fleas which are devouring on your pets blood. You can mix the pills together with the dog food so your dog won?t throw up the pills if you try to give it to them. There are some instances that some dogs tend to pitch the pills when you present the medication. Those pet lovers who tried using Comfortis as a medication for their dog were glad that after using the product their dogs did not have any problem with fleas for six months since their pet started taking the pills. Moreover, the product is supposed to be for treatment of flea?s infestation but it was also able to treat tick problems as well. This product is a bit expensive but dog lovers said it is worth every dollar they spend because it is indeed effective in treating fleas as well as ticks infestations.

Another product used for tick and flea treatment as well as prevention for dogs is the Advantage Flea. This is one of the most popular and commonly used medications. It is actually applied topically for dogs and even you applied it once, the effectiveness of the medication can lasts for almost one whole month.

The K9 Advantix is highly recommended by a veterinarian because it is an effective product to get rid and repel fleas and ticks in all of its life stages. K9 Advantix can eliminate the entire fleas within 12 hours of application and are able to give a month long protection against fleas and ticks infestations. This product is used once a month for canines that are more than 7 weeks olds. Aside from fleas and ticks it also protects your favorite dog pets against lice and mosquitoes. It also prevents any flea eggs to grow from adults thus it hinder fleas life cycle. Moreover, it is also waterproof so even if your favorite dogs are wet the medication that you applied is still effective.

With these products, dog lovers are assured that they can do something to help their favorite dogs to eliminate these small parasites. They will surely have quality time to enjoy each other. For dogs are considered to be men?s best friend.

References:

http://fleaandtickcontrolfordogs.info/comfortis-flea-pill-for-dogs-review-comfortis-review/

http://fleaandtickcontrolfordogs.info

http://fleaandtickcontrolfordogs.info/k9-advatix-for-dogs-get-15-off-k9-advantix-w-coupon/

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Source: http://pervalidus.net/pets/

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Make a profit horse race betting

Each time you place a bet you might be wagering your hard earned money on something that can either make you more or lose everything you put on the line. To the outsider, betting on horse racing may appear ludicrous. With the odds being against you even before you place a guess, you actually need to have a very good technique if you want to stand any likelihood of profitable with betting on horses.

In principle, any horse can win a race but for the extra refined punter there are definite patterns and clues that may swing the percentages in his favor. Like another sport, there are specific competitors, athletes and coaches which can be better than others. In horse race there are horses, trainers and jockeys which can be better than others.

What it is advisable to learn if you want to become great at betting is to learn to distinguish between the mixture of horses, trainers, jockeys and even race circumstances that can give you a statistical likelihood of winning.

What all of it boils down to is limiting your risk. In reality its not even about limiting it as a lot as it is about managing your risk. All of us have different levels of danger that we?re comfy with and you have to manage that ? and manage your expectations. Studying the finer art of betting takes time and that you must restrict your risk while studying the ropes.

So, what?s the easiest way to restrict your dangers? Nicely, there are a variety of the way to do this however the most effective method is to only use tried and examined betting strategies. You possibly can consider a technique as a recipe. Would you invent your own recipe when you never baked a chocolate cake earlier than? Why not use a tried and examined recipe by an completed chef?

Unless you propose on treating your betting like a lottery, it?s worthwhile understanding the aim of a racing card. Race cards are launched in betting papers and totes as soon as the fields for races are finalized. The race playing cards listing the horses within the field along with data on age, weight carried (if the race is a handicap), and previous kind for each runner.

The race card is just not used simply to select the horse with the perfect wanting stats. As a substitute it?s used to match a horse to a given race or monitor, utilizing form and recent trends in the race to determine which runner has the very best prospects. This means it is often worthwhile researching race developments as nicely, including age, sex and kind information relating to previous race winners.

Horse race betting nowadays doesn?t only mean going to the races but can also imply staying at residence and nonetheless be capable of benefit from the motion plus having the ability to bet conveniently as well. If you are a kind of who love horse racing and find betting on the end result enjoyable, here are some horse race betting suggestions that you just might discover helpful in increasing your chances of winning.

Inserting bets online is each straightforward and convenient, with all the various on-line bookmaker?s websites offering extensive useful recommendation and guidelines. Many also provide tips companies and articles and information that can assist you make an informed choice before the race.

There are various kinds of guess you may make when placing a bet online from a straight win guess to mixture bets protecting multiple horse across different races.

horse race betting

Source: http://sooldu.info/make-a-profit-horse-race-betting/

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Sunday, June 26, 2011

US asks China to press N.Korea (AFP)

HONOLULU, Hawaii (AFP) ? The United States on Saturday asked China to use its influence on North Korea to prevent a new "provocation," saying that Pyongyang must mend ties with the South if it wants to move ahead.

During first-of-a-kind talks between the Pacific powers on Asia-related issues, senior US official Kurt Campbell said he shared views with China on North Korea, which counts on Beijing as its primary source of support.

"We've again asked for China to take critical steps to urge North Korea to reach out and to deal responsibly and appropriately with South Korea and to refrain from any further provocations," Campbell told reporters after the talks in Hawaii.

North Korea and China have appealed for a resumption of six-nation talks on ending Pyongyang's nuclear program, but the United States has said that it first wants Kim Jong-Il's regime to commit clearly to previous agreements and to lower tension with US-allied South Korea.

"We are looking for concrete progress in North-South relations and we believe that that is critical first step towards a larger engagement with North Korea," Campbell said.

North Korea last year shelled a civilian area of the South for the first time since the 1950-53 Korean War, killing four, and was accused in the sinking of a South Korean warship that claimed the lives of 46 sailors.

China refrained from public criticism of North Korea over the tensions, to the consternation of South Korea and the United States.

But South Korean media on Friday quoted the South 's President Lee Myung-Bak as telling lawmakers that China has warned North Korea against further attacks.

The Hawaii talks focused largely on rising tension between China and its neighbors in the South China Sea, with the United States urging calm.

Source: http://us.rd.yahoo.com/dailynews/rss/nkorea/*http%3A//news.yahoo.com/s/afp/20110626/pl_afp/uschinaaseanmilitarydiplomacynkorea

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Home Improvement Remodeling | Urban Home | Home Improvement, DIY ...

Article by Sears Home Pro

What to add and what not to add is the question every home owner seeking improvement will ask. Home improvement involves the reorganization and upgrading of the indoor and outdoor environment.

For a lot of home owners, the landscaping is really important. Landscaping influences the mood or aura of your home, a home with a pool and a fountain translates to a tranquil and serene environment. Moreover, a garden that is well kept with beautiful landscaping could be an attraction to homebuyers when and if you do eventually decide to put your home on the market.

Home improvements are a great investment in your house and you get a more comfortable and beautiful home in the process. There are two main methods of home improvement; you could choose to do a complete overhaul of your home or just do a remodeling project.

Home improvement remodeling is much less expensive than a complete overhaul and could be anything from changing your kitchen floors to changing the heating system in your home.

The kitchen is one of the more popular improvement remodeling projects. The areas for remodeling in a kitchen are vast and there is always something extra you could do to enhance the look of your kitchen and add more value to the home as a whole. Some kitchen improvement remodeling projects could be as complex as placing an island in a kitchen that had none before or could be simply refacing existing cabinets.

The bathroom is another area that is the focus of home improvement remodeling. There is just so much that can be done in a bathroom. You could simply change the tiles and there are many tiles to choose from including ceramic tiles or you could change the whole look of the bathroom; add an oriental or eastern feel to your bathroom.

You could also decide on an addition to your existing home such as a patio. You might want to change the look of our present patio or add a patio where one did not previously exist. Concrete slabs are quite common even though tiles of different materials are gradually gaining popularity.

Whatever form of home improvement remodeling you eventually decide to engage in, it is realy important to make sure that you are making the most of your money. This should be done by ensuring that the materials you are using are of the highest quality, to avoid your having to replace materials soon after the project is done. Furthermore, working with a qualified and reputable home improvement company is imperative to make certain that you are getting value for your money.

Home improvement means that you are adding value to your home, which translates as a prudent investment. You get the added advantage of living in a beautiful environment that affords you maximum comfort.

Source: http://www.urbanhome.info/home-improvement-remodeling

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VIDEO: Senegal riots force Wade U-turn

At least 100 people are reported to have been injured in violent clashes in the Senegalese capital, Dakar, over proposed changes to the country's constitution.

This article is from the BBC News website. ? British Broadcasting Corporation, The BBC is not responsible for the content of external internet sites.

Source: http://www.bbc.co.uk/go/rss/int/news/-/news/world-africa-13899277

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Warming and Cooling Systems. | HOME IMPROVEMENT AND PLANNING

If you decide on a different heating and cooling systems, how many different options and you still have some other suitable living environment and can not realize. For example, rather than using gas or electric heat if you want to burn the wood stove and natural gas, ventilation and air conditioning instead of some of the fans want.

He was an important experience that most do not think we should be in the number of options, but certainly useful. They are as follows:

Hydronic systems heat water in the house instead of the sauce over traditional forced-air system. Water, heat, cold, a number of ways, but to change the room temperature is very angry, floors and walls, it?s a pipe, the water moves through the natural air temperature should not

Passive solar systems, and building today, using the most complete home heating and cooling Native American tribes in the southwestern United States, but in the form. Slowly and carefully a large overhang of space in the south, and the thick, insulated walls of the building through a window facing the natural outdoor temperature extremes and also between natural sources, and by the afternoon and evening is a passive building design.

So the conventional heating and cooling and electricity, gas, heat, and set up another form and has a direct impact may be to the benefit of their own must be responsible. When you install a gas heating element, no matter how well sealed without an extended contract with temperature and must be a leak. The health of a gas leak at home, whether one is a very dangerous and bad. Oxygen concentration around there, it has a lot of smell, but I can not see them.

Security options and more efficient power systems, and in fact they make gas, but still very disturbed captattutanum and combustible dust and mold allergies can be dangerous, should be displayed fully Cause. Next, run the stove prices, and generally less toxic gas that will help secure you need to know that also sell other models should be careful not to create war-.

Your housing situation, no matter what heating and cooling systems are not very compatible, security is always important that you check, you can use the situation for people and look at the options. You can find

Source: http://www.dnfuwa.com/warming-and-cooling-systems/

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Saturday, June 25, 2011

Strengthen Your Web Customer Care For A Stronger Business ...

Nothing could be worse than facing poor consumer service from a company you trust; if you want to win and maintain the trust of your clients then as a business you need to do whatever you can to give them the very best on-line customer service. So what steps should you be taking to make sure you?re helping your customers nicely and good?

If your traffic numbers are sufficient to warrant live chat, then you should do it because it impresses individuals and takes the load of off support tickets. Your audience will significantly appreciate your live chat just as long as the individual is knowledgeable and competent. Installing this on your site is not tough at all, and it?ll add a great actual time factor to your operation. If there is not a lengthy waiting line, then you customer service inquiry can be dispatched in mere minutes rather than taking days. As you probably know, profit insiders takes about 1 mouse click to activate, and then the individual can kind in their question. The next factor that happens is really a chat box opens up (like an instant messenger) and the session begins. We have observed live chat that was only available within the evening, or late at night for example.

Did you know that the micro-blogging site is a lot much more than that? Nicely, take a look at running a micro weblog for your customer service needs, and individuals can comment and ask questions, etc. Or, you can just use Twitter as your micro blog, and there are businesses out there that are using them. Yes, you will find a lot of people who use Twitter, but not everybody so keep that in mind. But you can have it in place and for those who have a Twitter account, then it?s an option. There?s nothing new with foul language and bad manners on the net. The best policy for any business and consumer service department would be to just be professional and polite. list eruption will really feel a lot better when your customers service staff addresses their problems with out truly losing their temper in a polite manner. Little things do matter when you?re managing your customers, so usually ensure that your consumer service staff utilizing words like thank you, please and you are welcome ? it does make a large difference. This is how actual customer service is carried out, and by doing so yours will become a business asset rather than a liability.

Source: http://www.realityfire.com/strengthen-your-web-customer-care-for-a-stronger-business/

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Rewards of fat loss in arthritis with Provailen | ArticleBase+ ...

Being overweight is a nationwide epidemic and we listen to about the hazard from it every single day within the news. New analysis exhibits which the obese (chubby) individuals are approximately four times as likely to create knee osteoarthritis because they are to build high blood pressure or type-2 diabetes. The danger to wellness and top quality of existence is insidious: at every single stage, excess system fat each raises the level of soreness and disability and undermines the usefulness of treatment method. Also, while hypertension and diabetes may possibly be considerably enhanced on losing bodyweight and therefore are comparatively simple to management with remedy, osteoarthritis is irreversible.

Importance of reaching & maintaining normal excess weight in arthritis
Maintaining a recommended weight or shedding bodyweight if they are chubby can lessen ache by reducing stress on the affected joints. Weight reduction specifically helps ease strain on weight-bearing joints such as the hips, knees, back and feet.

Increased entire body excess weight is actually a serious factor in the development of osteoarthritis (OA), particularly in the knees, which carry the brunt of excess weight day in and day out. In fact, for each pound a person gains, add 3 pounds of strain around the knees and six periods the stress within the hips. Since weight gain gradually grows the stress on joints, the fat gain the decade before a person has OA symptoms, particularly in middle age, plays a big role in determining if they will have OA. If the patient is chubby, work with them to devise a weight-loss plan that includes eating fewer calories and increasing physical exercise. Make sure they are getting enough nutrients to keep their body healthy and the activities they choose don?t harm their joints.

Investigation has shown that dropping extra excess weight can help people who already have osteoarthritis. Moreover, obese or obese people who do not have osteoarthritis may possibly reduce their risk of developing the disease by dropping fat. Herbal supplements used in the remedy of arthritis such as Provailen also help with excess weight reduction and contributes to an enhanced sense of well-being.

In short, fat handle is important to people who have arthritis because extra weight puts extra stress on some joints and can aggravate many types of arthritis. Accomplishing a healthy excess weight reduces the risk of developing the disease in the first place, relieves existing symptoms and helps to prevent further deterioration. Bodyweight reduction, using a two-in-one (Anti-arthritis + anti-obesity) herbal supplement such as Provailen and exercise combined have even been shown to achieve the same level of symptom relief as joint replacement surgery.

If you would like read and learn more about Provailen make sure you just take an instant of time and go to buyprovailen.net site for much more information about Provailen.

Source: http://articlebaseplus.com/health-and-fitness/rewards-of-fat-loss-in-arthritis-with-provailen.html

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Why You Should See A Family Dentist Greensboro - Health and ...

A family dentist Greensboro will be someone that?s looking after your families dental health and care, therefore you need to locate someone that?s an expert in both traditional and cosmetic techniques of dentistry. However, every family?s needs will be different and there are various factors that must be considered when you are looking for a good dentist in your city or town.

The very first factor to bear in mind is going to the dentist?s office is one thing which oftentimes will probably be distressing for any young child. For this reason it?s essential that you choose someone that is both friendly and gentle to ease their fears or concerns, and also you want somebody that is extremely pleasant with a nice manner.

There are many reasons that we need their services, and among the first is that most people want to have a nice bright smile. Nobody wants to have teeth which are crooked, discolored or stained, and such things as cavities or cracks can drastically affect the way someone looks. Your dental professional can easily address all these issues, and can even replace a tooth which is broken or missing.

It is recommended to go in for a check up at least twice a year, however this is something which is commonly ignored due to several reasons which could include having a busy schedule, or simply having a fear of sitting in a dental chair. However, with frequent visits the onset of tooth decay can be prevented from happening, and this is among the best ways to maintain a healthy smile.

Typically there?s going to be a hygienist which will be in charge of performing a cleaning, by utilizing substances and powerful tools the specialists are able to get rid of plaque and tarter buildup that normal brushing is unable to do.

Additionally, during the visit they can perform a complete examination for ensuring that there is no cavities and gum disease, in many instances they can also perform x-rays for trying to detect future potential problems in order to correct them before they are worse.

In order to locate someone in your city there are various resources that are available. One of the first would be asking relatives or friends for a recommendation. Many folks are also utilizing their yellow pages, and lastly, another resource is simply doing an online search and then visiting the website to gather the latest info on prices and services. Read more about: family dentist greensboro

Looking to find the definitive source of information on family dentist greensboro?

Tags: Beauty, Cosmetic surgery, Cosmetics, health, salons

Source: http://www.healthandfitnessarticlesblog.com/why-you-should-see-a-family-dentist-greensboro/

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NYSE, D.Boerse to pay dividends, end investor suits (Reuters)

NEW YORK (Reuters) ? NYSE Euronext (NYX.N) and Deutsche Boerse AG (DB1Gn.DE) agreed to pay roughly $900 million of dividends to settle U.S. shareholder lawsuits challenging their roughly $10 billion merger to create the world's largest exchange operator.

According to an agreement filed on June 17 with the Delaware Chancery Court, the companies would pay shareholders 2 euros (US$2.85) per share outstanding of the combined holding company after the planned merger is completed.

The agreement requires court approval, and would end shareholder lawsuits in New York and Delaware state courts. It essentially reflects the special dividend that the companies announced on June 7, and which would be paid once a merger closes.

Shareholders had sued NYSE Euronext shortly after that company announced its planned sale to its German counterpart in February. They complained that the takeover price was too low, and that the company should have courted other bidders.

According to the agreement, the exchange operators denied wrongdoing, and the shareholders settled to avoid delays and uncertainties from continued litigation.

The combined company would operate in the United States and across Europe. Shareholders of Deutsche Boerse would own roughly 60 percent.

NYSE Euronext shareholders are scheduled to vote on the merger on July 7. Deutsche Boerse shareholders would have until July 13 to tender their shares. A closing is expected by year end.

The cases are In re: NYSE Euronext Shareholders Litigation, Delaware Chancery Court, No. CA6220; and In re: NYSE Euronext Shareholder Litigation, New York State Supreme Court, New York County, No. 773000/2011.

(1 euro = $1.427)

(Reporting by Jonathan Spicer and Jonathan Stempel, editing by Bernard Orr)

Source: http://us.rd.yahoo.com/dailynews/rss/business/*http%3A//news.yahoo.com/s/nm/20110623/bs_nm/us_nyse_deutscheboerse_lawsuit

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Friday, June 24, 2011

Obama to set course for drawing down Afghan war (AP)

WASHINGTON ? President Barack Obama will set the course for drawing down the nearly 10-year-old war in Afghanistan on Wednesday, when he is expected to outline plans to bring roughly 10,000 American troops home in less than a year.

In a prime-time address from the White House, Obama is likely to announce a phased withdrawal that will bring 5,000 troops home this summer and an additional 5,000 by winter or spring 2012, according to a senior U.S. defense official. That timeline could allow military commanders to keep high troop levels in Afghanistan for two more crucial fighting seasons.

But there are about 100,000 U.S. troops in Afghanistan, and the initial reductions Obama is setting in motion may not be substantial enough to satisfy some lawmakers on Capitol Hill and a war-weary public.

The president reached his decision a week after receiving a range of options from Gen. David Petraeus, the top U.S. and NATO commander in Afghanistan. Obama informed his senior national security advisers, including outgoing Defense Secretary Robert Gates and Secretary of State Hillary Rodham Clinton, of his plans during a White House meeting Tuesday.

"The president is commander in chief," spokesman Jay Carney said. "He is in charge of this process, and he makes the decision."

The administration has begun briefing NATO allies on its plans. British Prime Minister David Cameron's office confirmed that officials there have been informed but declined to offer comment, or to make any immediate statement on the plans for about 9,500 British forces in Afghanistan.

Obama is also weighing a timeline for bringing home the remaining 20,000 of the 30,000 "surge" troops he ordered to Afghanistan as part of his December 2009 decision to send reinforcements to reverse the Taliban's battlefield momentum. The withdrawals would put the U.S. on a path toward giving Afghans control of their security by 2014 and ultimately shifting the U.S. military from a combat role to a mission focused on training and supporting Afghan forces.

The Obama administration has said its goal in continuing the Afghanistan war is to blunt the Taliban insurgency and dismantle and defeat al-Qaida, the terror network that used the country as a training ground for the Sept. 11, 2001, attacks on the U.S. As of Tuesday, at least 1,522 members of the U.S. military had died in Afghanistan as a result of the U.S. invasion of Afghanistan in late 2001, according to an Associated Press count.

The 100,000 troops are in the country are three times as many as when Obama took office. Even by drawing down the 30,000 reinforcements, there still will be great uncertainty about how long the remaining 70,000 troops would stay there, although the U.S. and its allies have set Dec. 31, 2014, as a target date for ending the combat mission in Afghanistan.

A reduction this year totaling 10,000 troops would be the rough equivalent of two brigades, which are the main building blocks of an Army division. It's not clear whether Obama's decision would require the Pentagon to pull out two full brigades or, instead, withdraw a collection of smaller combat and support units with an equivalent number of troops.

If Obama were to leave the bulk of the 30,000 surge contingent in Afghanistan through 2012, he would be giving the military another fighting season ? in addition to the one now under way ? to further damage Taliban forces before a larger withdrawal got started. It also would buy more time for the Afghan army and police to grow in numbers and capability.

Under that scenario, the emphasis in U.S.-led military operations is likely to shift away from troop-intensive counterinsurgency operations toward more narrowly focused counterterrorism operations, which focus on capturing and killing insurgents.

Afghan security forces and judicial institutions are expected to take up many aspects of the counterinsurgency fight by establishing the rule of law and respect for government institutions, U.S. officials in Afghanistan said Tuesday.

In recent speeches, Afghan President Hamid Karzai has criticized American forces, suggesting his ally is in danger of becoming an occupying force. He has even threatened action against international forces that conduct airstrikes and has accused allies of undermining and corrupting his government.

Yet there are concerns in his country about the withdrawals. Some of the areas slated to transition to Afghan control have been struck by attacks in recent weeks despite assertions by Karzai that peace talks have started between the U.S., his Afghan government and Taliban emissaries. Publicly, the Taliban say there will be no negotiations until foreign troops leave Afghanistan.

The transition to full Afghan control will begin in earnest on July 20 in five provincial capital cities and two provinces. The provincial capitals identified for transition are Lashkar Gah in Helmand province, plus capitals from provinces in the west, east and north and most of Kabul, the nation's capital. The largely peaceful northern provinces of Bamyan and Panjshir will also start to transition to Afghan control.

Some U.S. military commanders have favored a more gradual reduction in troops than Obama is expected to announce Wednesday night, arguing that too fast a withdrawal could undermine the fragile security gains.

But other advisers have backed a more significant withdrawal that starts in July and proceeds steadily through the following months. That camp believes the slow yet steady improvements in security, combined with the killing of Osama bin Laden and U.S. success in dismantling much of the al-Qaida network in the country, give the president an opportunity to make larger reductions this year.

Obama previously has said he favors a "significant" withdrawal beginning in July, his self-imposed deadline for starting to bring U.S. troops home. Aides, however, have never quantified that statement.

Pressure for a substantial withdrawal has been mounting from the public and Congress. Even Gates, who has said he favored a "modest" withdrawal, said Tuesday that Obama's decision needed to incorporate domestic concerns about the war.

"It goes without saying that there are a lot of reservations in the Congress about the war in Afghanistan and our level of commitment," Gates said during a news conference at the State Department. "There are concerns among the American people who are tired of a decade of war."

According to an Associated Press-GfK poll last month, 80 percent of Americans say they approve of Obama's decision to begin withdrawal of combat troops in July and end U.S. combat operations in Afghanistan by 2014. Just 15 percent disapprove.

On Capitol Hill, even the more moderate or conservative members of his party, such as Sen. Bob Casey of Pennsylvania and Sen. Joe Manchin of West Virginia, are pressing for significant cuts and a shift in mission.

"The question the president faces ? we all face ? is quite simple: Will we choose to rebuild America or Afghanistan? In light of our nation's fiscal peril, we cannot do both," Manchin said Tuesday.

Sen. Carl Levin, D-Mich., chairman of the Senate Armed Services Committee, said improved conditions in Afghanistan would permit Obama to withdraw at least 15,000 troops by the end of the year.

Obama aides have sidestepped questions about what role the cost of the war in Afghanistan played in Obama's decision, saying only that the president was focused on meeting the goal of transferring security by 2014.

Following the announcement on the drawdown, Obama will visit troops Thursday at Fort Drum, the upstate New York Army post that is home to the 10th Mountain Division, one of the most frequently deployed divisions to Afghanistan.

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Associated Press writers Lolita C. Baldor, Matthew Lee and Donna Cassata in Washington and Solomon Moore in Kabul, Afghanistan, contributed to this report.

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Robert Burns can be reached at http://twitter.com/roburtburnsAP. Julie Pace can be reached at http://twitter.com/jpaceDC.

Source: http://us.rd.yahoo.com/dailynews/rss/topstories/*http%3A//news.yahoo.com/s/ap/20110622/ap_on_go_pr_wh/us_us_afghanistan

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