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The 4% formula for drawing down retirement assets has long been a favorite for those planning for retirement and the people who advise them. But between changes in investment trends and longer life expectancies, that solution doesn?t fit everyone?s needs, Robert Powell writes today. He details alternatives and modifications to the formula, and examines how advisers help people factor in their wants and needs.
If you like sports and high drama, tradition and an international flavor, then double up with the Masters golf tournament in Augusta, Ga., and the Oxford and Cambridge Boat Race in London this weekend. MarketWatch?s Shawn Langlois notes some ties that bind these iconic sporting events, including surreal settings, incomprehensible pomp and circumstance, and even sponsor controversy.
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Anne Stanley
, Managing Editor, Personal Finance
You?re invited: MarketWatch ETF event
If you?re in the San Francisco Bay Area and you?re interested in exchange-traded funds, we?d like to invited you to a free live event in April. Join us for an evening of cocktails and conversation about the risks and opportunities of trading ETFs. Our guest panelists will be Tom Lydon, president of Global Trends Investments and editor of ETFtrends.com; John Nyaradi, publisher of Wall Street Sector Selector; and Jim Wiandt, publisher and chief executive of IndexUniverse.com, Exchange-Traded Funds Report and Journal of Indexes. The event will be on the evening of Tuesday, April 17, in downtown San Francisco. To get more details and RSVP, send an email to
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by April 10.
30-year fixed-rate mortgage falls to 3.98%
Mixed signals about the health of the economy caused mortgage rates to move little this week, Freddie Mac?s chief economist said on Thursday.
Read more: 30-year fixed-rate mortgage falls to 3.98%
4% solution for retirement doesn?t fit all
The 4% withdrawal strategy, a strategy used to produce income in retirement by many financial advisers and do-it-yourselfers, is, to put it bluntly, oversimplistic.
The 4% solution for retirement doesn?t fit all.
Doubling up with the Masters and Oxbridge
The Masters golf tournament will heat up on Saturday just a short time after a winner is crowned in the Oxford and Cambridge Boat Race.
Read more: Doubling up with the Masters and Oxbridge.
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